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Sky-High Mortgage Payments?

Cut ties with your current lender and refinance with us!

Champions First Credit Union is offering mortgage interest rates as low as 5.49% (5.558% APR*) on conventional 30-year mortgage loans for a primary residence with 80% loan-to-value and qualified credit.

Why refinance?

  1. Lower Monthly Payments: A lower rate means less interest to pay over the life of your loan, which can help lower your monthly mortgage payment. This gives you more breathing room in your budget.
  2. Cash-Out Refinancing: If your home’s value has risen, a cash-out refinance can allow you to tap into that equity to fund home improvements, pay off debt, or make any other purchases.
  3. Peace of Mind: A lower rate may make your mortgage more affordable and give you peace of mind knowing that you’re saving money over the long term.

Before refinancing, it’s important to consider your current financial situation, how long you plan to stay in your home, and any costs involved with refinancing. At Champions First Credit Union we’re here to help guide you through the process and ensure you get the best deal possible.

Contact our mortgage professional, Shannon Wood, today to learn more about your options, or visit the link below to get started and apply.

Shannon Wood
850.241.2971
[email protected]
NMLS# 327957
GA License #: 327957

Apply Now
*The Annual Percentage Rate (APR) of 5.558% as of 02/06/2025 is calculated based on a 30 Year-Fixed rate mortgage in the amount of $300,000 for the refinance or purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 20% down payment, minimum borrower credit score of 720, and estimated points and fees of .75% of the loan amount with monthly payments in the amount of $1,701.49. Payment amount does not include taxes and insurance which means your monthly obligation may be higher. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. The APR is subject to change at any time prior to consummation. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. This letter does not constitute a rate commitment. Fees and charges may vary by product and state. Please consult your tax advisor regarding the deductibility of interest. You must be eligible for membership and approval for a loan to participate. The Credit Union reserves the right to change the terms of or discontinue this offer at any time without notice. APR is dependent upon member eligibility and creditworthiness. Not all applicants will qualify for the lowest rate. 2200 N. Commerce Pkwy Suite 225 Weston, FL 33326 | (954) 361-3040 | www.americu.com | NMLS ID #3028 | https://nmlsconsumeraccess.org | AmeriCU is a division of Towne Mortgage Company. Some restrictions apply. This is not an offer for extension of credit or a commitment to lend. GA License #: 12701.

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