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Certificate of Deposit (CD) Accounts

Short-term investments to fit your lifestyle.

If you’re looking for a secure way to invest, even in fluctuating markets, our CD* accounts are an excellent way to grow your money safely.

Open a New CD Today

About Our CDs

  • They’re flexible: You can choose among investments that span from six months to three years.
  • The rate is guaranteed: When you invest in a share certificate/CD, your rate is fixed and secure.
  • You’re always earning: Interest is compounded daily, and credited monthly.
  • Include in your IRA: Some certificate accounts are available for IRA accounts.

*CD=Certificate of Deposit. Interest is compounded daily and credited monthly. 90 days interest penalty or equivalent for early withdrawal of all certificates except 6-month certificates, which have a 30-day penalty. Special Note: Fees can reduce the earnings on your account.

**Annual Percentage Yield (APY) is accurate as of 9/01/23. CD=Certificate of Deposit. Terms, restrictions, and conditions apply. Early withdrawals will be subject to a substantial penalty and any fees could reduce the earnings on the account. Minimum balance to open a promotional certificate of deposit is $1,000. CDs will automatically renew at maturity. After maturity, if you choose to roll over your CD, you will earn interest according to the CD Dividend and Interest Rate Schedule. Limited time offer subject to change at any time without notice. No other promotions or other premiums may be applied. Visit https://championsfirst.org/bank/open-an-account for membership eligibility requirements. Insured by NCUA. Equal housing opportunity.

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