*APR = Annual Percentage Rate. Promotional balance transfer rates range from 1.99%-3.99% APR dependent upon member eligibility and creditworthiness. Not all applicants will qualify for the lowest rate. The special balance transfer APR offer is available 3/15/25 – 6/30/25 on balance transfers only. There is no grace period on your balance transfer. If you take advantage of this balance transfer offer, you will be charged interest on purchases. To avoid paying interest on purchases, you must pay your entire balance by the next due date, including balance transferred under this promotion. Balance transfer must come from another lender or financial institution to qualify and cannot exceed the credit limit at promotional rate, which is determined based on your creditworthiness. The promotional APR will apply for twelve (12) months from date of the first balance transfer was completed. After the 12th billing cycle, all transferred balances convert to the rate in your credit card account opening disclosure, currently 7.95% -18.00% APR based on product type and creditworthiness. A 2.99% fee applies to the amount transferred. Rates are effective as of 3/15/25 and are subject to change. New and existing qualifying cardholders are eligible; some exclusions apply. The APR for purchases and cash advances will be disclosed at the time of credit approval. Other restrictions may apply. Contact Champions First Credit Union for complete promotional details. Membership fee is $10.00. Insured by NCUA. Equal Opportunity Lender.
