Privacy Policy

What does Champions First Credit Union do with your personal information?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income
  • Account Balances and Payment History
  • Credit History and Credit Score

When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons Champions First Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

  • Does Champions First Credit Union share? Yes
  • Can you limit this sharing? No

For our marketing purposes— to offer our products and services to you

  • Does Champions First Credit Union share? Yes
  • Can you limit this sharing? No

For joint marketing with other financial companies

  • Does Champions First Credit Union share? Yes
  • Can you limit this sharing? No

For our affiliates’ everyday business purposes— information about your transactions and experiences

  • Does Champions First Credit Union share? No
  • Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes— information about your creditworthiness

  • Does Champions First Credit Union share? No
  • Can you limit this sharing? We don’t share

For our affiliates to market to you

  • Does Champions First Credit Union share? No
  • Can you limit this sharing? We don’t share

For nonaffiliates to market to you

  • Does Champions First Credit Union share? Yes
  • Can you limit this sharing? Yes

Who We Are

Who is providing this notice? Champions First Credit Union

What We Do

How does Champions First Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Champions First Credit Union collect my personal information?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes- Information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing

Why can’t I limit all sharing?

We collect your personal information, for example, when you:

  • Open an account or deposit money
  • Pay bills or apply for a loan
  • Use your debit, credit or ATM card

We also collect your personal information from others, such as credit bureau, affiliates or other companies.

Definitions

Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Champions First Credit Union has no affiliates

Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfi nancial companies.

  • Champions First Credit Union does not share with nonaffiliates so they can market to you.

Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include accident, health, life, auto, long term, private mortgage insurance providers and retirement account providers

By accessing this link, you will be leaving Champions First Credit Union's website. Our website contains links to third-party sites not controlled or operated by Champions First Credit Union. These links are provided solely for your information and convenience. Champions First Credit Union does not endorse linked websites, the views they express, or the products/services they offer. Champions First Credit Union bears no responsibility for and makes no representations or warranties regarding the accuracy, legality, security, or content of the linked third-party site or for that of any subsequent links. By continuing, you will be subject to the privacy/security policies and terms of use of the third-party site, which may differ from those of Champions First Credit Union. Champions First Credit Union cannot guarantee the accessibility of content or features on any third-party websites that are navigable from ChampionsFirst.org.