Reasons we can share your personal information
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
- Does Champions First Credit Union share? Yes
- Can you limit this sharing? No
For our marketing purposes— to offer our products and services to you
- Does Champions First Credit Union share? Yes
- Can you limit this sharing? No
For joint marketing with other financial companies
- Does Champions First Credit Union share? Yes
- Can you limit this sharing? No
For our affiliates’ everyday business purposes— information about your transactions and experiences
- Does Champions First Credit Union share? No
- Can you limit this sharing? We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness
- Does Champions First Credit Union share? No
- Can you limit this sharing? We don’t share
For our affiliates to market to you
- Does Champions First Credit Union share? No
- Can you limit this sharing? We don’t share
For nonaffiliates to market to you
- Does Champions First Credit Union share? Yes
- Can you limit this sharing? Yes
Who We Are
Who is providing this notice? Champions First Credit Union
What We Do
How does Champions First Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Champions First Credit Union collect my personal information?
Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes- Information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing
Why can’t I limit all sharing?
We collect your personal information, for example, when you:
- Open an account or deposit money
- Pay bills or apply for a loan
- Use your debit, credit or ATM card
We also collect your personal information from others, such as credit bureau, affiliates or other companies.
Definitions
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Champions First Credit Union has no affiliates
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
- Champions First Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include accident, health, life, auto, long term, private mortgage insurance providers and retirement account providers